Most retirees experience some anxiety when they end their career and move to what is called a “distribution phase” in financial lingo. The transition from living on their earnings during their career to suddenly relying on their savings and investments can be difficult.
Retirees report their biggest fear is that they will run out of money before they die. Knowing how much money they can safely withdraw from their investments is a major factor in enjoying retirement.
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Exclusive Business Outlook Newsletter, delivered every Monday. Designed for paid subscribers, it provides narrative coverage of local trends, industry news, and key economic updates, going beyond the headlines to keep you informed.
Donna Skeels Cygan, CFP®, MBA, is the author of “The Joy of Financial Security.” She owned a fee-only financial planning firm in Albuquerque for over 20 years before recently retiring. She welcomes emails from readers at donna@donnaskeelscygan.com.
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